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TDFs Are the Superior Choice for Most

TDFs Are the Superior Choice for Most

Target date funds (TDFs) have become a popular choice for the average investor, especially within employer-sponsored retirement plans, due to several advantages over managed accounts. Here's a brief...

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Target Date Fund Leapfrogging

Target Date Fund Leapfrogging

Target date funds (TDFs) as qualified default investment alternatives (QDIAs) have significantly shaped retirement investing. As of June 2024, target-date assets total a staggering $3.8 trillion....

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Why Choose iGPS Retirement Solution?

Why Choose iGPS Retirement Solution?

Most employer-sponsored retirement plans use a traditional Target Date Fund (TDF) today. A lack of personalization and customization can lead to significant misalignment of investment risk, return,...

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iGPS improves on TDF 1.0 through Big Data

iGPS improves on TDF 1.0 through Big Data

iGPS is a personalized target-date fund solution, which relies on workers' individual data such as age, income, savings rate, employer match rate, account balance, and projected Social Security...

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iGPS Personalizes With Big Data

iGPS Personalizes With Big Data

Currently, a target-date fund, or TDF, is used as the default for a retirement plan. The current target-date fund is very popular because of a few reasons: It is simple to understand. It is low...

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Personalization is Precision

Personalization is Precision

At iGPS, we think about personalization in the following way: landing on the moon. To land on the moon, you must be very precise and exact. Even one-one thousandth of a degree off from the beginning...

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What Is A Target Date Fund?

What Is A Target Date Fund?

A target date fund is an investment where a participant is invested in multi-asset portfolios based on five-year cohorts. iGPS makes these personalized, narrowing down your investments specific to you and not your five-year cohort.

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iGPS – A Case for Personalization

iGPS – A Case for Personalization

The Congress, on May 6, 2021, issued a letter[1] to the GAO, stating “[t]he employer-provided retirement system must effectively serve its participants and retirees, and we are concerned certain...

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