Retirement Investment Reimagined: TDF 2.0
Retirement Investment Reimagined: TDF 2.0
With iGPS, All Portfolios Are Unique and Personalized.
Individualized Glide Path Solution
RETIREMENT INVESTMENT TODAY
PPA 2006 ushered in Qualified Default Investment Alternatives (QDIA) legislation which allows plan sponsors to safely default participant contributions in multi-asset portfolios to form the foundation for lifetime retirement savings.
Target Date Funds
High adoption rates of Target Date Funds (TDFs) persist as they offer a low-cost, simple, one-size-fits-all QDIA product for all participants; placing the entire workforce onto a single glide path, that de-risks as they age, is a reasonable easy-button for plan fiduciaries.
MANAGED ACCOUNTS
Some plan sponsors offer Managed Accounts as an alternative QDIA option with personalization through ongoing participant engagement. But the high cost and persistent participant interactions diminish the adoption of this customizable investment solution.
INDIVIDUALIZED GLIDE PATH SOLUTION
A QDIA that combines the low cost and simplicity of TDFs with personalization of a Managed Account without the need for participant ongoing engagement.
THE POWER OF PERSONALIZATION
ERISA requires plan sponsors to make decisions solely in the interest of all participants. By utilizing participants’ unique data from plan recordkeepers, iGPS ideally meets the circumstance of each participant.
RETIREMENT INCOME TOMORROW
iGPS’ responsive approach to each person’s retirement portfolio by molding a path that fits each participant’s retirement income needs.
Experience the Power of Personalization with a Simple, Low Cost Solution
Watch iGPS Overview