Most employer-sponsored retirement plans use a traditional Target Date Fund (TDF) today. A lack of personalization and customization can lead to significant misalignment of investment risk, return, and outcome for participants. These material differences can be...
iGPS is a personalized target-date fund solution, which relies on workers’ individual data such as age, income, savings rate, employer match rate, account balance, and projected Social Security income. This enables us to build an individualized portfolio for...
Personalization in retirement investing is not just something that would be nice to have but is something that we need to have. We can equate that to buying readers, the reading glasses at the local pharmacy. With readers, you see a bunch of glasses and pick the one...
Currently, a target-date fund, or TDF, is used as the default for a retirement plan. The current target-date fund is very popular because of a few reasons: It is simple to understand. It is low cost. It is de-risked over one’s lifetime. From that...
At iGPS, we think about personalization in the following way: landing on the moon. To land on the moon, you must be very precise and exact. Even one-one thousandth of a degree off from the beginning of your journey, even though it is so minute, it carries you across...
The Retirement Promise Podcast – Join Steve and Philip as they talk about his focus on personalized TDF’s and how his collaboration with PIMCO supports our shared vision of helping produce better retirement outcomes for millions of...
