Insights

iGPS is the ideal QDIA for plan sponsors

Our Concept

By combining the best of both worlds, individual portfolios are better positioned for the road to retirement. Individualized investing for every participant based on their own data means ongoing engagement of the participant is not required. The individual’s data drives the decisions… it’s that simple!
iGPS

Insights for You

iGPS improves on TDF 1.0 through Big Data

iGPS improves on TDF 1.0 through Big Data

iGPS is a personalized target-date fund solution, which relies on workers' individual data such as age, income, savings rate, employer match rate, account balance, and projected Social Security income. This enables us to build an individualized portfolio for each...

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Personalization In Retirement Is A Must-Have

Personalization In Retirement Is A Must-Have

Personalization in retirement investing is not just something that would be nice to have but is something that we need to have. We can equate that to buying readers, the reading glasses at the local pharmacy. With readers, you see a bunch of glasses and pick the one...

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iGPS Personalizes With Big Data

iGPS Personalizes With Big Data

Currently, a target-date fund, or TDF, is used as the default for a retirement plan. The current target-date fund is very popular because of a few reasons: It is simple to understand. It is low cost. It is de-risked over one's lifetime.   From that standpoint,...

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Personalization is Precision

Personalization is Precision

At iGPS, we think about personalization in the following way: landing on the moon. To land on the moon, you must be very precise and exact. Even one-one thousandth of a degree off from the beginning of your journey, even though it is so minute, it carries you across...

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What Is A Target Date Fund?

What Is A Target Date Fund?

A target date fund is an investment where a participant is invested in multi-asset portfolios based on five-year cohorts. iGPS makes these personalized, narrowing down your investments specific to you and not your five-year cohort.

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Target Date Fund is the New Fiduciary Target

Target Date Fund is the New Fiduciary Target

On August 2, 2022, a class action suit was filed against the 401(k) Administrative Committee of the Microsoft Corporation Savings Plus Plan. The Plan assets were valued at $38.34 billion representing 135,252 participants with account balances. The Plan is a...

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