Insights

Personalized investment strategies and retirement plans have often seemed out of reach and complicated for the average American worker. The challenges ranged from prohibitive costs and inaccessibility to the sheer investment of time and effort required. With IGPS,...

Most employer-sponsored retirement plans use a traditional Target Date Fund (TDF) today. A lack of personalization and customization can lead to significant misalignment of investment risk, return, and outcome for participants.  These material differences can be...

iGPS is a personalized target-date fund solution, which relies on workers' individual data such as age, income, savings rate, employer match rate, account balance, and projected Social Security income. This enables us to build an individualized portfolio for each...

Personalization in retirement investing is not just something that would be nice to have but is something that we need to have. We can equate that to buying readers, the reading glasses at the local pharmacy. With readers, you see a bunch of glasses and pick the one...

Currently, a target-date fund, or TDF, is used as the default for a retirement plan. The current target-date fund is very popular because of a few reasons: It is simple to understand. It is low cost. It is de-risked over one's lifetime.   From that standpoint,...

At iGPS, we think about personalization in the following way: landing on the moon. To land on the moon, you must be very precise and exact. Even one-one thousandth of a degree off from the beginning of your journey, even though it is so minute, it carries you across...

Managed accounts offer customization in your investments, but come with high fees and required personal engagement.

Managed accounts offer customization in your investments, but come with high fees and required personal engagement.

A target date fund is an investment where a participant is invested in multi-asset portfolios based on five-year cohorts. iGPS makes these personalized, narrowing down your investments specific to you and not your five-year cohort.

On August 11, 2022, a class action suit was filed against the Dover Corporation to include the Dover Company Benefits Committee for breaching their fiduciary duty of prudence owed to the Dover Corporation Retirement Savings Plan.  This is an excess fee case to its...